Posts Tagged ‘Thousands Of Dollars’
Mortgage Accelerators
Ever considered why you should consider using a pay off mortgage accelerator for a debt free lifestyle? By using a mortgage accelerator, a homeowner can stay ahead because the debt in the mortgage will shrink much faster and the value of the home will not likely go down as fast as the equity build up. This type of program works without making additional payments toward the mortgage.
In recent times, mortgage accelerators have become very popular in different countries such as Australia, UK, Canada, and now in the US. By reducing the balance in your mortgage, you save money on the daily calculated interest that you’re charge by your lender. In other words, the way your mortgage is structure greatly favors banks because almost all of your initial monthly payments go toward paying the interest portion and very little towards the principal.
Many homeowner continually pay thousands of dollars in unnecessary interest charges every single year with the mindset that you can always write off the interest and get some of that money back at the end of the year-in a tax return. Why have my money sitting in a checking account earning zero percent interest or in a savings account earning 1% when debt is being accrued at 7%. There is no “safe” investing that is going to bring a higher return on your money than you will be paying in interest.
The better alternative is using other people’s money (the bank’s money) is one of the surest and fastest ways to become financially independent. The faster you pay off your mortgage, the sooner you will be able to save enough money and build your retirement nest. You can use the money you won’t have to pay to the bank in more useful ways: pay for your retirement pension, pay for your children college education, etc.
Using mortgage acceleration as a strategy for debt reduction/wealth building is the only way most people are ever going to be able to retire. They would not only increase their rate of wealth accumulation, they would lower the risk involved, and be very happy to reap the tax advantages provided by the mortgage interest.
Most millionaires will tell you they made their money by using the bank’s money to obtain greater wealth. By using a mortgage accelerator, a homeowner can stay ahead because the debt in the mortgage will shrink much faster and the value of the home will not likely go down as fast as the equity build up. The Pay Off Mortgage Accelerator will reveal the critical element of how fast you can pay off your mortgage, how to keep tens of thousands of dollars for yourself without paying extra or refinancing your current home loan.
One of the top contenders in this field is The Money Merge Account,a unique proprietary program designed to cancel thousands of dollars in interest you would of normally paid on your existing mortgage allowing you to pay off your home, free and clear, in as little as 8-11 years. The Money Merge Account is not a bi-weekly payment or debt roll-down system.
This program is offered by United First Financial or UFirst. The United First Financial program is focused on paying off the home faster and eliminating that debt all together. The MMA also allows you to figure in monthly withdrawals to any investment you would like so you would NOT miss any investment opportunity while you are accelerating your mortgage at the same time. The MMA empowers the consumer to take control of their money, for perhaps the first time in their lives.
In the months and years ahead we will begin to see banks offering similar products or forming relationships with companies that offer MMA’s. If you would like to help save other homeowners on their mortgage and would like learn how you can become an MMA consultant, please don’t hesitate to contact me at Johnny@StrategicMath.com
What is Social Networking
Social networking sites are the future of Internet marketing. The good news is that the opportunities for laser-targeted advertising are becoming a reality. Want to target 18-24 year old college graduate women who are engaged? Well, you can…in Facebook. The bad news is that, with this added power, comes much added complexity.
The traditional way of paying for clicks and optimizing links etc. for search engine optimization will not work in a world where the users generate the content…and decide amongst themselves what is popular and what is not. Internet marketers will have to become much more savvy to take advantage of this kind of opportunity. More good news is that there is still time to get an early adopter advantage in this space. It’s almost impossible to dislodge that web site that’s 8 or 9 years old from the number one spot in Google (I don’t care what anyone says they can do for thousands of dollars!) search engine listings, but…in this new arena…you could be that “old” site.
Some facts about social networking sites
MySpace had more traffic in 2007 than Google
Already, FaceBook has reached Google traffic levels
YouTube gets twice as much traffic as Google
These sites are DOUBLING every 6 months ; FaceBook adds 1 million visitors each week
In a typical month
30% of worldwide Internet users visit MySpace
29% visit FaceBook
35% visit YouTube
It’s not just kids discussing what they’re going to wear to the prom
Over 50% of MySpace users are over 35
Facebook even has 100k users over 64
